#1 Best valueTransfer app
Wise
Exchange rate1 HKD = ₹12.0150% spread vs mid
Fee & deliveryHK$ 50.04 HKD
Recipient receives
₹95,519
Highest payout
How our rupee rankings work
Verify the real rate before you send
1
Upfront Fees Subtractions
A “zero fee” banner often hides a poor exchange rate. We combine both fee and FX spread into one net INR number.
2
Freshness Filter (48h)
Quotes older than 48 hours are quarantined from the #1 Best Value spot so stale data never misleads your transfer.
3
Zero Sponsored Boosts
Providers cannot pay to rank higher. See our methodology and affiliate disclosure.
